Fall Is on Its Way
Seasonal Luxury
During the summer, we dress mostly for comfort dictated by hot temperatures. When fall arrives, we can branch out and show more personal style. With this season’s collections, we have so many choices to love! Fall dressing is the most fun. Since we don’t have to spend all our time thinking about how to stay cool, we have more time to express ourselves! After perusing the runway shows and gathering information from many sources, I found three themes of dressing that will be prevalent in the fall of 2024. You can concentrate on one or mix them up creatively.
The first fall trend is English Prep. With a nod to Ralph Lauren, anticipate tartan plaids, tweeds, and those iconic cable knit sweaters. The classic blazer will add another layer to the preppy element of fall. You can’t go wrong with investing in a wool, cashmere, velvet, or leather blazer. Classics are always tasteful and stand up to the test of time. Think about artfully layering with vests. Both button-up and sweater vests can add something cozy and fashionable to an outfit.
Turtlenecks are being reinvented this year, inspired by the Victorian high collar. The fit is looser than the neck-hugging turtlenecks of the past. For footwear, Mary Janes or tall boots would be a perfect choice to go with your preppy outfit. English Prep is for everyone and is super polished. Enjoy spiffing up a bit in your everyday wardrobe!
The second hot trend for fall 2024 is Dark Romance. The colors of fall lend themselves perfectly to this look. Dark cherry red, burgundy, and earthy orange and yellow tones bring a touch of nature for an organic look. Dark florals and jewel tones like sapphire, ruby, and emerald add sophistication. Because of their high level of color saturation, out-of-this-world jewel tones make for dynamic and eye-catching pieces.
Velvet, lace, and sheer layers are also part of this romance revival. Sheer fabrics are layered over heavier materials; embroidered details or metallic threads are laced into the fabric itself. Dark Romance dressing would be perfect for a special evening out with your special someone.
This year we will see a resurgence of the full skirt. Whether midi or maxi, the full skirt adds a touch of elegance to any outfit. The full skirt is a welcome addition to our wardrobe and adds luxury. Pair a full skirt with a tucked-in or form-fitting top. It’s all about balance!
The final hot trend for autumn is what stylists are calling Mob Wives. You have to admit, that does make you smile! This is a 2024 update of ’80s and ’90s glamour and promises to be a lot of fun for those who want to engage. This bold glamour update includes faux fur, predominantly gold statement jewelry, and bold belts. Belts of all widths with interesting buckles will be fun to experiment with.
According to stylists, the hottest trend in this group will be the comeback of the leopard and cheetah prints. Mostly done in the classic neutral of beige and brown, they can be treated like a basic. Remember the Dark Romance trend we talked about earlier? A fresh color combination to wear with these new animal prints would be red. Dark cherry red and leopard will be a head-turning duo this season.
As the holiday season grows closer, this Mob Wives dressing trend will be fun to implement. Metallics have been on trend for several seasons, and this year will be no exception. This aesthetic is not for everyone, but adding a bit here and there with accessories can work for all of us. The way to make this look elegant rather than campy is to keep everything else minimal.
Other trends we can look forward to are all intonations of green. Olive green, emerald green, and khaki green will be ready to mix with the burgundy and dark cherry reds of fall. Huge scarves that you can wrap around yourself several times will keep you swaddled in the worst weather. Nipped-in waists on jackets and peplums will be returning to our stores, along with ponchos and capes of all sizes and with some innovative cuts.
Ladylike structured dressing reminiscent of Jackie O. will bring an elegant feel to our autumn fashionistas. Classic denim will be on point this fall, with little or no destruction. Good-bye, holey jeans! Pants are still loose, but the straight leg cigarette pant makes another return. It’s all about options. Get out there and enjoy the vibrant colors and styles of fall!
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Editor’s Note: Holly has been in the fashion industry for over 30 years as a buyer, boutique store owner, visual merchandiser, and fashion show producer. She is currently the owner of a modeling agency. Holly regularly appears on local TV doing fashion segments.
Fashion Worthy
By Holly Bell
Weekend Gourmet
Garden Harvests and Fall Chill—Let’s Eat!
Morning Tea Loaf
Put 1 cup of steaming hot water into a bowl, add 3/4 cup of raisins, and set aside. In a large bowl, blend 2 cups of flour, 1 cup of sugar, 1 Tablespoon of cinnamon, 1 and 1/2 teaspoons of baking soda, and 3/4 cup of chopped pecans. In another bowl, mix together 1 cup of grated carrots, 3/4 cup of unsweetened shredded coconut, 1 cup of grated zucchini, and 1 small peeled and grated apple. Drain the raisins and pat dry, then add them to the fruit mixture. Add 4 eggs, 1/3 cup of vegetable oil, and 1 Tablespoon of vanilla. Add the wet mixture into the flour mixture. Lightly mix and then pour into a greased loaf pan. Bake at 350 degrees for 50 minutes. Cool in the pan for 10 minutes before removing from pan. Cool and slice.
Miss Jay’s Eggplant Meatballs
Chunk-cut a small, unpeeled eggplant. Season with salt and pepper and sauté in 1 teaspoon of olive oil for 6-8 minutes, until tender. Season with additional spices to your liking. Let cool. If it is still too chunky, place it into a food processor and pulse several times. Otherwise, transfer to a bowl and add 1 beaten egg, 1 cup of breadcrumbs (seasoned or plain), 1/4 cup of Parmesan cheese, and some fresh basil and parsley. Roll into meatballs or patties, set on a cookie sheet, and bake at 350 degrees for 20-25 minutes, until firm and browned. Warm up your favorite spaghetti sauce and add the meatballs to heat through. Serve with a mound of ricotta and cheese bread.
Sloppy Joe Sandwiches
Brown 2 pounds of ground beef along with a small diced green pepper and a small onion. Drain grease. Add 2 cups of ketchup, 3 Tablespoons of brown sugar, 2 Tablespoons of Worcestershire sauce, 3 Tablespoons of yellow mustard, 1 Tablespoon of black pepper, and 1 Tablespoon of garlic powder. Cook on low for 30 minutes. Load up toasted buns and serve.
Tuesday Night Chicken Casserole
In a greased 9x13-inch baking dish, put 1 cup of uncooked rice, 1 can of cream of mushroom soup, 1 package of dry onion soup mix, and 1 small can of mushroom bits. Place chicken pieces on top (legs, thighs, breasts, your choice). Melt 4 Tablespoons of butter and pour over the top. Add 2 and 1/2 cups of water. Season with salt and pepper, then cover with foil. Put the baking dish on a cookie sheet and bake at 400 degrees for 30 minutes. Uncover and bake for another 30 minutes.
Brats and Kraut Dinner
Grill or pan-sear 2 pounds of brat sausage. Pour 1 can of sauerkraut into the bottom of a slow cooker. Sprinkle in 2 Tablespoons of brown sugar and a bit of caraway seed. Place the brats on top. Cook on low for 4 hours. Serve with pretzel or pumpernickel breads and good mustards.
Baked Chicken Thighs
In a bowl, mix 1/2 cup of orange juice with 2 Tablespoons of honey and 3 Tablespoons of harissa paste (or 1 Tablespoon of hot chili garlic sauce). Pat dry 4 bone-in chicken thighs. Slather the sauce all over and under the skin of the thighs. Put the chicken in a greased 9-inch baking dish. Season with salt, pepper, garlic powder, and any other spices you like. Bake at 425 degrees for 30 minutes. Serve with your favorite rice.
Spicy Sausage Soup
Cook and crumble 1 pound of Italian sausage and 4 strips of bacon. Add 1 chopped onion and sauté until tender. Drain grease. Add 4 cups of chicken stock and 5 peeled and diced potatoes. Salt and pepper to taste. Season with chili flakes, garlic powder, and Italian seasoning. Simmer for 30 minutes, until potatoes are tender. Add a handful of washed spinach. Add 2-3 cups of heavy cream and heat through. Adjust spices as desired.
Homemade Corn Bread
Combine 1 and 1/4 cups of flour, 3/4 cup of corn meal, 1/3 cup of sugar, 2 teaspoons of baking powder, and a dash of salt. Mix in 1 cup of milk, 1/4 cup of vegetable oil, and 1 beaten egg. Mix until just moistened. Pour into a greased 9-inch baking pan. Bake at 400 degrees for 20 minutes. Pass the warm honey and maple syrup.
Oven Baked Harvest Squash
Peel, cut, and seed any favorite squash. Place in a baking dish. Sprinkle with light brown sugar and pats of butter. Pour 2 Tablespoons of water into the bottom of the baking dish. Cover with foil. Bake at 375 degrees for 45-55 minutes, until the squash is knife-tender.
Herbed Late Harvest Potatoes
Wash and scrub 10-12 potatoes. Rub with soft butter and kosher salt. Put into a baking dish with 1 Tablespoon of water and cover. Bake at 375 degrees until tender (about 45-55 minutes). Sprinkle with fresh parsley and drizzle with 2 Tablespoons of melted butter. Serve hot.
Slow Cooker Applesauce
Peel and slice 5-7 pounds of apples. Put the apples into a slow cooker with 1 cup of brown or white sugar, 1 cup of water, 1 teaspoon of salt, and 1 teaspoon of ground cinnamon (optional). Cook on low overnight (or for 8 hours). Add 1 teaspoon of vanilla and 4 Tablespoons of butter. Mash up the apples (or use a hand blender, if you like). You can add pumpkin pie or apple pie spices, as well. Try it on oatmeal!
Game Day Dip
Pour a can of chili into a slow cooker. Add an 8-ounce block of cream cheese. You can also add a can of Ro-Tel and cooked and crumbled hamburger. Warm on low until melty. Serve with crackers or over hot dogs.
Cream Shortcakes
Combine 2 cups of flour, 2 Tablespoons of sugar, 1 teaspoon of salt, and 1 Tablespoon of baking powder. Mix well. Pour in 1 and 1/2 cups of cream and mix until you get a rough dough. Roll out into a rectangle about 1 inch thick. Cut into 6 equal pieces. Place them on parchment paper on a cookie sheet. Brush a bit of cream on top. Bake for 20 minutes at 425 degrees. Mix fresh end-of-summer fruits or jam together. Cut the biscuits in half and heap the fruit on top. Add whipped cream. Serve warm.
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Editor’s Note: Kate has been an Omaha area culinary instructor since 1997. She attended The Institute for the Culinary Arts at Metropolitan Community College in Omaha.
By Kate Beiting
Zodiac Forecast
Libra (September 23 – October 22)
You have been caught between a rock and a hard place, but it’s time to start moving forward. Be bold and you will be on positive terms with colleagues at work. Your financial situation will improve, and you will have high energy levels.
Scorpio (Oct. 23 – Nov. 21) October promises to be a quiet month filled with administrative tasks. Take time to find your footing at work, but save space for your personal life and family events.
Sagittarius (Nov. 22 – Dec. 21) October will bring many opportunities. Choose wisely! This is the time to try a new business endeavor bolstered by your originality. Strengthen your work position at the beginning of the month. Personal life and family relationships will be good. Consider planning a shopping spree and visiting friends.
Capricorn (Dec. 22 – Jan. 19) The stars are promising undeniable success this month. You will be able to solve problems in your favor. Your biggest victories will take place at work. Financially,
October will be one of the best months of the year.
Aquarius (Jan. 20 – Feb. 19) Celebrate in October because things will turn out your way. You can expect a surge of energy and original ideas. Use this to your advantage at work.
Pisces (Feb. 20 – March 21) The issues of the past months are gone. It is a time of relaxation and handling family issues. You will be busy improving your home, but don’t forget to take time for you.
Aries (Mar. 22 – Apr. 19) This month is busy but will be a relatively peaceful time for you. Smooth over relationships with your business partners. It is a good time to travel, as finances are in the positive sphere. Good energy will help you handle what is to come.
Taurus (Apr. 20 – May 20) You will have fortune on your side in October, but you will have to earn the gifts it brings. Your persistence comes in handy this month. Relationships with people in power will improve, and your financial position will grow stronger.
Gemini (May 21 – Jun. 20) You will experience a sense of freedom that you haven’t had in the last two months. You will have the support of management at work. Creative types will be able to display their achievements. Love and romance will be fantastic.
Cancer (June 21 – July 22) Your recent stress will dissipate, and you will experience a calm, steady month. Take a few days off work to enjoy the family. Consider planning a trip with them! This might be a good time to acquire new property.
Leo (Jul. 23 – Aug. 22) Challenges from the past will resolve unexpectedly; those that linger are small potatoes. Your work life will be positive, cemented by a business trip or event with colleagues. Money troubles seem to disappear. You will enjoy time talking and visiting with relatives.
Virgo (Aug. 23 – Sep. 22) This month is wonderful, with wishes coming true and your spirit calm. October is one of your best months at work, with managerial support and financial compensation. Encourage your partner, who might be going through a challenging time.
A Woman's Work
Female Superheroes
Intriguing and Inspiring
Have you ever wondered why we’re so fascinated with superheroes? According to psychology experts, there are four psychological themes underlying this fascination: coping with adversity, prosocial behavior, justice and morals, and escapism. On the other hand, perhaps it is simply the universal appeal of the fight between good and evil. Our fascination has become a billion-dollar business, with comic books, blockbuster movies, television shows, toys, apparel, and much more. The majority of superhero characters have been male. Lately, more heroines have come to the fore in the ever-popular series of Marvel movies that started with Iron Man in 2008.
The Marvel Comics character Black Widow was introduced in the Iron Man comic books in 1964. The character debuted as a Russian spy, an antagonist of the superhero Iron Man. She was physically enhanced with the Soviets’ version of a super-soldier serum, infusing her with peak human strength and stamina, as well as slowed-down aging and strong resistance to disease. Natasha has memories of studying to be a ballerina as a cover during this time. A trained expert in many martial arts, she is also a skilled gymnast and possesses superhuman speed, agility, and endurance. She uses her wit, training, and superb intelligence to make things happen and get the job done. The character was reformed as a hero as a part of the Avengers. Scarlett Johansson has played the role in many of the Marvel movies.
Captain Marvel originated as a Marvel comic book character in 1963. Former Air Force pilot and intelligence agent Carol Danvers pursued her dream of space exploration with NASA. As a NASA security officer, Carol investigated numerous attempts made by aliens (Kree and Skrulls) to infiltrate Kennedy Space Center and disrupt America’s space program. During a battle, Carol was exposed to the Psyche-Magnitron, a Kree device that could make imagination into reality. Carol subconsciously envied her enemy’s powers, and the machine responded to those desires by rewriting her DNA to make her a human/Kree hybrid—Captain Marvel—with abilities similar to his.
Her powers include enhanced strength, stamina, agility, and durability, as well as flight, and almost total immunity to toxins and poisons. Captain Marvel also has a “seventh sense,” which gives her precognitive flashes of the future. I was introduced to Captain Marvel in the 2019 movie of the same name starring Brie Larson.The film grossed over $1.1 billion worldwide, making it the first female-led superhero film to pass the billion-dollar mark.
In recent Marvel movies, actress Zoe Saldana plays Gamora, billed the “deadliest woman in the galaxy.” The comic book character first appeared in 1975. She was adopted by Thanos after he killed half of her species. Gamora received treatments from Thanos that enhanced her speed, strength, agility, and ability to heal. She eventually betrayed Thanos and joined forces with the Guardians of the Galaxy, using her superhuman abilities for good.
Perhaps the most famous comic book heroine of all is actually not from the Marvel universe. It was DC Comics, not Marvel, that brought us Wonder Woman way back in 1941. This character is an Amazon, a race of female warriors in Greek mythology. It was the Greek gods who bestowed superhuman powers upon her. Among her powers are prodigious strength and speed, near invulnerability to physical harm, and extraordinary combat prowess. On some occasions, she displayed the ability to converse with animals. She embraces the ideals of a true hero: all good, all powerful, and all loving. Her empathy is perhaps her greatest superpower.
In her first 40 years of adventures, Wonder Woman wore a distinctive red bodice with a gold eagle, a blue skirt with white stars (quickly replaced by blue shorts with stars), red boots with a white center stripe and upper edge, a gold belt and tiara, and bullet-deflecting bracelets on each wrist. Hanging from her belt was a magic golden lasso, which compelled anyone bound by it to tell the truth or obey her commands. Though she sometimes worked alone, she was also the only female member of the Justice League, joining forces with the likes of Superman, the Flash, Green Lantern, Batman, Aquaman, and the Martian Manhunter.
Whether you were first introduced to her through the DC comic books in the 1940s, through the television series of the 1970s (when she was played by Linda Carter), or through the movies made in the past decade (when she was played by Gal Gadot)—if you know only one name on this list, chances are it’s Wonder Woman.
These are just a few of my favorite superheroines. Watching these fearless females makes me feel strong, brave, capable, and—yes—entertained. Who is your favorite?
By Deborah Daley
Fresh Concepts
Plan, Organize, Delegate!
Stress-Free Party Planning
At the start of October, the holiday season is upon us! The buzz of excitement hovers in the air as we anticipate the celebrations we’ll enjoy between now and the end of 2024. It’s time to bring people together, kick up our heels, and let the festivities begin! If you’re planning your own event, start now. Write out some ideas for your party, prepare a budget, book a venue, arrange the party rentals, and choose a caterer. Don’t forget to get those invitations out! Hosting a great party is no small endeavor. Let’s break it all down so you can organize a dream party, and then kick back and enjoy it with your guests.
Great parties are a blast, but there’s no denying that they take a lot of preparation. Add in all the events you’re expected to attend as a guest, and you might end up feeling exhausted before you even begin. Consider delegating tasks to take the pressure off. A staffed caterer adds delicious food and saves you time and energy. A party rental store or florist adds lots of fun without a lot of investment and fuss. Add the right venue for a luxurious experience, and your guests are elevated into a dream party, often without the cleanup afterwards.
Before you give your guests the party of the century, remember the true purpose of your celebration. Your guests are there to have a good time—nobody cares how much money you’ve spent. Make a budget so you don’t have spending regrets later! I know that budgeting is the least exciting part of any journey, but a long receipt and an empty wallet can really spoil your fun.
If your funds are limited, splurge on something special and skimp on what’s not important to you. Maybe party favors are essential to your theme, or maybe they would just be clutter. Maybe a professional DJ is what really gets your friends on the dance floor, or maybe you can scatter Bluetooth speakers around the venue and play your favorite songs. Deliberate choices help you stay on budget. If glittery napkins figure in the plan, go for it!
Set a realistic budget that won’t make you break into a cold sweat. Your budget should cover decorations, food and drink, music, venue, and invitations. Prioritize your spending by deciding what’s most important. Try a budgeting calculator online like partypop.com or nerdwallet.com to guide you in the right direction.
Whether you’re planning a small gathering or a grand celebration, the location of your party is where the magic happens! Location can make or break your event, so choose a venue for the perfect complement. Entertaining at home can be simple, like drinks around the firepit during an October chill, or fancy, like an all-out feast in November or December. Keep in mind that entertaining at home may or may not be inexpensive! You’ll still need a budget that includes party rentals and food.
For a casual venue away from home, restaurants with a party room are popular. Be sure you like what the restaurant serves! Hotel lobbies and bars are another good option. Check out country barns, churches, event buildings, golf clubhouses, and wineries or breweries…or go all out with a rooftop event. For a winter celebration, try a local hotel ballroom (often on the top floor) for a sparkling city view to match your glass of champagne.
Some venues require a contract, and that’s not a bad thing. Comb through the verbiage for clear statements about the floor plan and seating options—you don’t want your guests wandering into forbidden areas of the venue. The contract should state the exact dates and rental hours you’re paying for. It should state precisely what they will and will not provide, as well as what you’re allowed to bring in. Some venues only work with specific caterers, so be sure to ask. Ask about venue set up and cleanup times, and find out who’s responsible for both.
Don’t forget about the more mundane but still vital specifics. What is the venue capacity? Parking? Restroom availability? What are the venue house rules? (For example, flame candles may not be allowed.) Confirm that the venue has a liquor license and proof of insurance, and that the contract spells out an itemization and a total cost. Is there a deposit requirement? When is the payment due? Is there an indemnification or liabilities clause if someone gets hurt? The contract should spell out provisions in case of accidents, losses, theft, or injury. Finally, make sure that the cancellation, refund, and rescheduling policies are clear. Life happens, and you’ll be bummed enough about cancelling without having to deal with surprise non-refundables.
Consider music at the venue to set the mood. Whether you’re choosing live music or a DJ, your music pros will need space and electrical outlets. If you set the party mood with your own speakers, create a diverse playlist for all your guests to enjoy, and match the music to your party’s theme. Is there room for those who want to dance?
Food is arguably the heart and soul of any gathering, and professional catering can be the secret ingredient to a memorable party. When choosing a caterer for your holiday bash, always consider the event size and any special needs of your guests. Are there gluten-free or vegan choices? Are there options for meat lovers? If your guests need accommodations for food intolerances or allergies, can those requests be honored? Ask for referrals from trusted sources, check online reviews, and don’t book anyone until you’ve tried their food!
Is the caterer certified by the health department? You want to hire a caterer who has experience keeping hot food hot and cold food cold, both at the event and during transportation (if they don’t cook on site). Is there enough staff to serve a sit-down dinner? Always check to see if there’s enough bar staff—or if they offer it at all. Drink stations or additional employees may be needed for larger crowds. Do they provide table linens and flatware? If not, it’s time to visit the party rental store.
Walking into a party rental store is like walking into many parties going on at once—they have everything! Party rental is often more cost-effective than making purchases. They typically deliver, install, and take it all down when the party’s over. You don’t have to worry about transportation or storage. Why purchase and store party items that you may never need again? Party rentals can provide spectacular lighting, flowers, audio equipment, portable bars, and all the essentials to keep your party a dream celebration.
If you’re looking for inspiration, ask the staff at the party store. When it comes to parties, they have seen and done it all! For October bashes, consider a fog machine to create atmosphere! Thanksgiving décor is in a league of its own, especially fine linen options. From white lace to vibrant fall colors, linen tablecloths cover boring tabletops, setting the mood for an elegant gathering. Party rentals also offer interactive activities like giant Jenga and carnival games. A gathering of active kids might enjoy a climbing wall or a boxing ring (hey, it’s your party!). If you’re anticipating some rowdy fun, ask your rental staff for activities to keep everyone in the game!
Invitations are your guests’ first impression of your party, so make sure they’re memorable. Go for spooky Halloween graphics, festive Thanksgiving motifs, or sparkling Christmas or Hanukkah themes. Digital invites are all the rage, and for good reason—they’re easy to manage and perfect for last-minute changes. Be sure to send out invites four to eight weeks before the event. If your event is particularly large or formal, give your guests more time to respond.
Formal parties deserve a formal invitation, and everyone loves a paper invite. Go to your local stationary store for custom printing advice. You’ll find gorgeous paper design ideas with names like autumn celebration, gather for gratitude, cosmic star, minimalist elegance, and sparkly confetti, to name a few.
No matter what kind of invitation you send and how much lead time you give for response, some people will forget. On average, you can expect about 20 percent of invited guests to respond to your invitation, but up to 60 percent of them will actually attend. Be sure to have extra food and drink!
It’s time to celebrate the holidays without the stress. Let the experts take control, sit back with a cocktail, and don’t forget to dance!
Sources for this article included: goodhousekeeping.com, thezone.ng, and marthastewart.com
By Janette Calabro
Good Looks
Micro-Needling
Smoothing Out the Rough Spots
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Do you look in the mirror and find yourself staring at someone with jowls and marionette lines or angry forehead creases? Can you play tic-tac-toe in the lines at the corners of your eyes? Maybe you’re tired of those acne battle scars or unsightly stretch marks. If so, you’ve come to the right place. Micro-needling is here to help. You can have smoother looking skin and improve your overall skin tone in no time.
Micro-needling is a minimally invasive, non-surgical procedure in which thin needles are used to create tiny punctures in the skin’s top layer. The resulting small wounds stimulate the skin’s healing process, causing the body to produce more collagen and elastin, and helping the skin to look younger, softer, and smoother. It is sometimes referred to as collagen induction therapy. Most people get micro-needling on their face, neck, and hands, but you can also get it on your legs, back, or other areas where you notice damaged or aging skin.
Its benefits include smoothing fine lines and wrinkles, minimizing pores, evening out skin tone, diminishing the appearance of dark under-eye circles, and fading stretch marks and scars, including acne scars. Recovery time is minimal, with few side effects. Some redness and irritation may be noticed for the first few days following treatment. Micro-needling does not result in skin discoloration, making it a good choice for all skin tones. The procedure is not recommended if you are pregnant or nursing or if you suffer from eczema or rosacea.
Research also indicates that micro-needling may promote hair growth in individuals with alopecia. The process of creating wounds in the skin is thought to also regenerate the health of hair follicles, resulting in new hair growth. It has also shown promise in thickening thin hair for individuals with male or female pattern baldness.
The procedure can be performed by a board-certified dermatologist, cosmetic surgeon, plastic surgeon, or trained and certified aesthetician. Verify that your selected provider has experience in performing the procedure. One session lasts between one and two hours. Results may be visible after just two weeks, with optimal results taking up to three to six months. Most patients undergo four to six treatments, depending on the areas treated and the desired outcome.
There are two types of micro-needling: basic micro-needling and radiofrequency (RF) micro-needling. In traditional micro-needling, a device is rolled over the skin, creating tiny puncture wounds. This stimulates the skin’s natural healing process, increasing collagen and elastin production, which thickens and smooths the skin.
RF micro-needling adds radio frequency energy to the needle, stimulating the skin’s growth factors even more than traditional micro-needling. It also penetrates deeper into the skin, further increasing the production of collagen, elastin, and hyaluronic acid. The added RF energy heats the skin’s under layers for even greater skin-tightening results. It’s also more customizable than traditional micro-needling. Your healthcare provider can advise you as to which method is better suited to your needs.
To prepare for a micro-needling treatment, your provider may ask you to avoid using certain topical treatments such as retinol creams. They may also ask that you discontinue taking some medications, including ibuprofen. For the procedure itself, a topical anesthetic is applied to the treatment area to minimize discomfort.
As the micro-needling tool is rolled across the area, the needles make small cuts in the skin, which may result in a small amount of bleeding. The cuts are miniscule, and you may not even be able to see them following the procedure. You may notice a warm or scratching feeling during the treatment. Afterwards, a growth serum or calming treatment is usually applied.
After the procedure, your skin will be extra sensitive. You may also experience some skin flaking and tightness. Don’t apply makeup for a few days, while your skin is healing. Avoid sun exposure and sweating as much as possible. Staying hydrated is important. As part of the aftercare regimen, you may be advised to apply topical products containing peptides or other creams that promote skin plumping. The micro-needling process enhances the skin’s ability to absorb these products. Keep your skin well-moisturized.
After your initial series of treatments, you likely won’t require maintenance treatments for six months to a year. Older patients and those who have more significant skin damage may need touch-ups sooner.
If you’re looking for a proven way to smoother skin that involves minimal risk and minimal downtime, micro-needling may be the solution you’re looking for. Consult your healthcare professional today.
Sources for this article included: clevelandclinic.org, realself.com, and healthline.com.
By Loretta McCollum
Income Outcome
Pre-Paving
Choose How Your Day Unfolds
“Each day is a new opportunity. I chose to make this day a great one.” —Louise Hay
Good morning! How is today working out for you so far? How many times have you smiled? How many times have you laughed? How many times have you said please? How many times have you said thank you? How many times have you felt the gratitude for all of the good things that have come into your life today?
“It is my dominant intent to look for things that feel good today. No matter where I’m going, no matter what I’m doing, no matter who I’m doing it with, it is my dominant intent to look for what I’m wanting to see, to look for things that feel good.” — Abraham/Hicks
Each and every day, each of us has the freedom to choose how the hours before us are going to unfold. By pre-paving how our day is going to play out, we have the opportunity to align ourselves with the good, with the positive, with the uplifting experiences that are just out there waiting for us. This includes avoiding any negative drama or unwanted negative personal activities that get in the way of having a positive day. For many of us, this pre-paving is the biggest challenge we will face all day.
Many of us have created a pattern of waking up and just GOING. Rush to get ready, rush to get everyone out the door, rush to work, rush, rush, rush.
“If you’re rushing around like a chicken with its head cut off, you’re probably going to get hurt.” — Joe Teti
Make the decision to set the alarm 30 minutes earlier than normal. This will give you the opportunity to glide into a positive day instead of behaving like a chicken with its head cut off. When we wake up and start our day by breathing, and then by taking the time to pre-pave our day, we have set the energy in motion to change our experience of reality.
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“Expect change. Analyze the landscape. Take the opportunities. Stop being the chess piece; become the player. It’s your move.” — Tony Robbins
You, and only you, get to decide how you are going to react to the situations that you will encounter today. When you pre-pave your day, you will discover that the situations that would normally frustrate you elicit a different reaction from you than they did in the past…or they disappear altogether. The driver who tailgates on your way to work? You just let them be or they decide to change lanes. The coworker who drives you crazy? They are holed up in their office and don’t have time to chat…or they get transferred to another department. Does it work? Absolutely. Just try it!
“Nothing is impossible. The word itself says I’m Possible.” — Audrey Hepburn
By Janet Van deWalle
Kids Comments
Halloween Choices
Trick or Treat? Fun or Scary?
I’ve always liked autumn and the changes it brings: the seasonal change from the heat of summer to the cooler temperatures of fall; the leaves changing from green to various autumn shades of gold and orange and brown. Most of all, I like the chance to start something new.
Our family relocated several times as I was growing up. After WWII, we moved to Nebraska, where Dad found employment that would take us on a journey to the Pacific Northwest and back. Over the years, I went to 12 different schools. Most of our moves were in the summer. I remember eagerly looking forward to fall because school started and I could make new friends.
I look back at those years and realize that Mom and Dad had to make a lot of decisions. Adults must make choices. You do what’s right at the time. Hindsight comes later. A college professor once asked me if all the relocating was a detriment to us having a “normal” childhood. I can’t answer that for my brothers, but for me, moving wasn’t a bad thing. I learned to be adaptable…to accept different cultures, customs, and ideas…and to grow from it.
Whenever people of different backgrounds and cultures come together, bringing their various customs of celebration, we can all learn something new. Since this is October, let’s consider Halloween.
According to my research, Halloween is based on the ancient Celtic festival of Samhain…a celebration to welcome the harvest at the end of summer. It was believed that souls of the dead returned to their homes, so people would wear costumes and build bonfires to ward off the spirits. Halloween falls on the day before the Christian holy day of All Saints Day and is a shortened form of the phrase “All Hallows Eve.”
These traditions have become the Halloween we celebrate today, with parties, costumes, pumpkins (carved or not), and the giving of candy. Ancient people, dressed as witches, fairies, and demons (so as not to be detected as human) and using treats to appease the souls moving about at night might be the roots of trick-or-treating.
Our Halloween costumes were created from what we had, not bought in a store. (The nearest thing we had to a big box store was the Sears catalogue.) My kids usually devised costumes the same way. Sometimes folks asked us for a trick to earn a treat…we did some quick thinking. Halloween was a fun time, and not scary at all. Those were the days when kids were safe being out and about. I look forward to Halloween today. I love seeing the kids in costume... sometimes I even wear one myself.
How (and why) does your family celebrate Halloween?
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Editor’s Note: Marge has three children, two grandchildren, and numerous nieces and nephews. She holds advanced degrees in education. Her life’s mission is to teach everyone that kids are people, too.
By Marge Shoemaker, BS, MS
Interiors By Design
Curated Interiors
Designers Make the Magic Happen
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The beginning of an interior design project is such a fun and exciting time! Whether you’re building your dream home or remodeling your existing one, hiring the right professionals is the key to success. Depending on the scope of your project, you will need an architect, a builder, and various contractors. Have you considered hiring an interior designer? Deciding whether to hire an interior designer begins with assessing your design needs and understanding how a designer can help you meet those needs.
Interior designers are trained in proper space planning as well as aesthetic choices. In addition to having a good eye for design, interior designers understand interior architecture, renovations, and construction processes. They can help optimize available space, manage the construction process, and select finishes, furnishings, and accessories. Interior designers can offer recommendations on flooring, countertops, millwork, and lighting. Because they know where to source materials for less, they can save you time and money.
Clients usually hire an interior designer at the beginning of a project to assist in developing floor plans as well as electrical and plumbing plans. A designer is typically involved in a remodel project or new construction at every stage, from the ground up to the finishing touches.
As you begin your search for a design professional, you will discover that some professionals in the design world describe themselves as interior designers and some refer to themselves as interior decorators. These are separate occupations and, depending on your design needs, you may opt to work with one or the other.
Perhaps the National Council for Interior Design Qualification (NCIDQ) explains it most clearly: “Interior design is the art and science of understanding people’s behaviour to create functional spaces within a building. The decoration is the furnishing or adorning of a space with fashionable or beautiful things.” An interior designer addresses architectural features and how a space functions. An interior decorator uses color palettes, furniture, and accessories to enhance a pre-existing space.
Another key difference between an interior designer and decorator is the level of training and formal education required. To become an interior designer requires a 2-4 year degree program, usually followed by an apprenticeship with a design firm to gain experience. Passage of the NCIDQ exam is required to become licensed in the industry and to work as an interior designer (in every state but California). No certification is required to work as an interior decorator, though they may well have a formal educational background in art, textiles, or design, as well as a certification from CID International.
Interior designers approach every project with a commitment to understanding the unique vision of their client and to curating spaces that are a beautiful reflection of what is most important to their client. By connecting to a client’s innermost vision, an interior designer is able to create deeply authentic spaces.
A good interior designer will serve as liaison between their client and other contractors, ensuring that the client’s design intentions are clearly communicated to the construction crew. By providing elevations, plans, and finish schedules from the start of the project and throughout the construction process, an interior designer can oversee and manage the entire process. Another benefit of working with an interior designer is their access to furniture, fabric, and materials that are not available to the general public, allowing them to create a curated space you won’t see anywhere else.
The most successful building and renovation projects involve a collaboration between an architect and an interior designer. When these two professionals work together from the onset of a project, it ensures a synthesis of beauty and function, providing a cohesive look for an entire building and its spaces. These two can identify potential issues before they arise, saving time, money, and stress. Architects often provide in-house interior designers as part of their team. You can also opt to bring in your own interior designer.
Selecting an interior designer is a decision as personal and consequential as hiring an architect and builder. Begin your search by asking friends for references. Check out portfolios online to discover if a designer’s aesthetic aligns with yours and to see their credentials and certifications. When interviewing potential interior designers, ask questions about their style and, perhaps even more importantly, their process. This will help you gauge if they are the right fit for you and your project.
Somewhere out there is a creative interior designer who can develop a keen understanding of your individual style and has the skills and experience to make your dream home a reality. Go find them!
Sources for this article included: cidq.org, hgtv.com, and cidinternational.org.
By Robyn V. Powell
Home Works
Winterization Checklist
Is Your Home Ready for the Big Chill?
It may feel like we’ve barely just entered fall, but it’s time to start thinking about winterizing your home! Winterization should include attention to gutters, windows, trees, roof, insulation, furnace, fireplace/chimney, and the dryer vent.
Experts agree that fall is the best time to get gutters cleaned. Generally speaking, you should wait as long as possible before this service—ideally, until all the trees in your yard (and in your neighbors’ yards) have lost all of their leaves. Of course, we don’t live in a perfect world, and sometimes winter is closer on fall’s heels than your trees realize. In that case, keep an eye on leaf accumulation in your gutters. If you can see them piling up, it’s time to call your gutter pro.
Speaking of a perfect world: Is it possible to avoid regular gutter cleaning entirely? Fortunately, that doesn’t require a perfect world…just some gutter guards. If your leaf and debris situation is so bad that your gutters need attention more than a couple times a year, installing gutter guards may well be worth the cost.
There are a few types of gutter guards on the market. Mesh guards are the most effective and are typically made from plastic or metal micro-mesh. Foam guards are the cheapest and easiest to install but have the shortest lifespan and are ineffective in heavy rain. Durable brush guards are the middle of the road model—more affordable than mesh but not quite as effective.
If you didn’t schedule your window cleaning last month when we talked about fall deep cleaning, now is the time. With winter on the way, you will want as much sunlight as possible to be able to enter your house, and the best way to accomplish that is having nice, clean windows. Spot-cleaning is easy to handle yourself, but it’s best to hire a professional for the full service. Window cleaning pros have the added benefits of being able to reach windows high up on your exterior as well as being able to double-check the seals on your windows.
An important part of winterizing your home is tree trimming. Certain trees may need more precise pruning schedules, but late fall/early winter is a good time to trim most trees. Pruning is easier after all the leaves have fallen from your trees, which is usually between November and March here in the northern hemisphere. It gives tree trimmers better visibility while they’re working, which allows for more precision. Additionally, cuts made during a tree’s dormant cycle are more likely to heal and close properly. Your tree is also less likely to fall prey to pests and pathogens during the cold months when such things are usually dead or dormant. All of these factors contribute to a longer, healthier life for your trees.
Roof and insulation inspections are items that can be done together, sometimes by the same professional. If you hire the right pro, you can get gutters and tree damage assessed while they’re up on the roof inspecting the attic insulation level, shingles, and flashing for damage or faults. In addition to checking attic insulation, you’ll want them to take a close look at the seals around your windows and doors for leaks and weather stripping that is past its useful lifetime. Inspection is only the first step, of course; you’ll want to schedule prompt repair for any roof or insulation damage they find.
Anyone planning to turn on the heat this winter should have their furnace checked now. You don’t want to learn about a heating problem during a cold snap! A good fall furnace inspection should include checking the burners and burner ignition system, pilot safety, fan belt, oil and bearings, thermostat, high limit safety function, flue leaks, and venting. It’s also probably time to replace the filter. If you don’t already have an HVAC pro in your contact list, reach out to your local energy or utilities company to see if they offer such a service or have a professional recommendation.
We’ve arrived at the fireplace and chimney. Of course, you’re sweeping out the fireplace after every use, but a professional cleaning and inspection is recommended at least once a year…and right before you want to use it all winter is the best time to get that done. Like your chimney, your dryer vent can see increased use in the winter, when you can’t hang clothes outside on a line anymore. Calling a professional duct cleaner can help you make sure it’s free of lint or other debris that may cause a fire hazard.
Check winterization off your list early this fall and enjoy the changing of the seasons!
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Sources for this article included: nfs.unl.edu, nfpa.org, and thisoldhouse.com.
By Anne Yankus
To Your Good Health
Breast Cancer Awareness Month
Beyond the Pink Ribbon
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While the pink ribbon remains a powerful symbol, the deeper significance of Breast Cancer Awareness Month lies in empowering individuals with knowledge, supporting those affected, and advocating for continued research. It serves as a reminder that awareness drives action, and action saves lives.
A breast cancer diagnosis in 2024 is markedly different from one in 1985, the year that Breast Cancer Awareness Month was first introduced. We know more now about breast health, and there are many actionable steps that can help reduce risk: maintaining a healthy weight, exercising regularly, limiting alcohol intake, avoiding smoking, and undergoing regular screenings.
About 30 percent of newly diagnosed cancers in women are breast cancer. In 2023, nearly 300,000 women were diagnosed with invasive breast cancer, while approximately 43,000 women and 530 men died from the disease. However, with advances in early detection and treatment, the average five-year survival rate for invasive breast cancer is 90 percent; when the cancer is localized to one breast, that rate jumps to 99 percent. More people are getting back to living their lives after breast cancer.
Although breast self-exams are no longer part of formal screening guidelines, they remain a useful tool for becoming familiar with the normal look and feel of one’s breasts. Any noticeable changes should be promptly discussed with your doctor. During annual clinical exams, a healthcare provider will carefully examine the breasts and underarms for any lumps or abnormalities.
Mammograms are the most critical line of defense against breast cancer. There are three current options for mammography. Traditional mammography uses low-dose x-rays to capture images on film. Digital mammograms offer quicker results, require fewer exposures, and are less uncomfortable. They are particularly effective for women under 50 with dense breast tissue or those who are pre-menopausal. A 3-D mammogram further improves accuracy by distinguishing between masses and tissues, significantly reducing false positives and catching cancers early.
Should every woman over the age of 40 get a mammogram annually? Not necessarily. Current guidelines recommend tailoring screening based on risk factors and age. For women at average risk, mammograms are optional between age 40 and 44 and are recommended annually between ages 45 and 54. Once these women reach age 55, mammograms may be done every other year or continued annually.
Women at average risk are defined as those who have not had breast cancer, do not have a strong family history of the disease, do not carry BRCA1 or BRCA2 gene mutations, and have not undergone chest radiation therapy before age 30.
Women at high risk for breast cancer should follow different screening recommendations. This includes those with confirmed BRCA1 or BRCA2 gene mutations, those with first-degree relatives who have these mutations but who haven’t been tested themselves, those who have had chest radiation therapy between ages 10 and 30, and women with certain syndromes. These women should consult their doctors about beginning annual breast MRIs and mammograms starting at age 30.
Treatment depends on the type and stage of the cancer. Common treatment options include surgery, which removes the cancerous tissue; chemotherapy, in which medication shrinks or kills cancer cells; and radiation therapy, in which high-energy rays are used to kill cancer cells. Hormone therapy can prevent cancer cells from accessing the hormones they need to grow. Immunotherapy boosts the body’s immune system to fight cancer cells and can help control side effects from other treatments. Immunotherapy for breast cancer is rapidly evolving, with three FDA-approved options currently available.
Researchers are also working towards the development of a breast cancer vaccine, which shows great promise for preventing recurrence and even stopping the cancer from developing in the first place. The vaccine would stimulate the immune system to target and destroy cancer cells—a breakthrough many eagerly await.
Recovery from breast cancer doesn’t always end with tumor removal. Many women undergo reconstructive surgery afterward. For early-stage breast cancer, breast-conserving surgery (a lumpectomy or partial mastectomy) is sometimes possible. However, this can result in uneven breasts. A technique called oncoplastic surgery combines cancer removal with plastic surgery to reconstruct the breast.
The two main options for reconstruction are implant-based and autologous (or “flap”) reconstruction, which uses tissue from another part of the patient’s body, sometimes with an implant. Some women choose not to undergo reconstruction at all, a choice referred to as “going flat.” A 2014 study found that approximately 44 percent of women who had surgery did not opt
for reconstruction.
Physical therapy is vital to post-surgery recovery, improving range of motion, strength, and pain management. It can help heal after lymphedema and prepare patients for future radiation treatments by ensuring adequate arm movement. This October, let’s celebrate the incredible advancements in treatment and prevention as more survivors live life to the fullest!
Sources for this article included: breastcancer.org, mayoclinic.org, and cancer.org.
By Leslie Byrne
Focus On Finance
The Business Cycle
Outlawing Consequences
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For the past few months, it has been impossible to listen to the news—local, national, or financial—without hearing about inflation, interest rates, and the Fed. From all the news coverage, it sounds like the Fed must have great control over the economy. This begs the question, “Who are those guys?”
The Federal Reserve Bank came into being in 1913, following a series of catastrophic bank failures in the early 20th century. Its original mission was to provide liquidity to the private banking system, but after only several years of existence, it began to grow and grow. By the mid-1920s, it had become the infrastructure that cleared tens of millions of personal checks every year.
The next three decades of the Fed’s existence were periods of severe financial stress in the United States—the nation experienced two World Wars with the Great Depression in between. After the end of WWII, the Congress passed the Full Employment Act of 1946 in a feeble effort to rid the nation of financial distress. The act mandated that the Federal Reserve Bank was responsible for keeping the US economy at full employment, with stable prices. Translation: The Fed was to eliminate, once and for all, the business cycle.
The business cycle is where an economy fluctuates between periods of rapid growth and rising prices and periods of declining employment and recession. The business cycle has been with us since time immemorial…Moses and the Israelites experienced it as continuous periods of feast and famine. Whether it is good or bad, it is a thing that happens.
The US government loves to pass laws outlawing bad things from happening. The problem is they seldom ask if it is truly possible to do so and, if so, how? The Fed’s anti–business cycle tool box is minuscule and often ineffective. Its primary weapon is the raising and lowering of interest rates. When the economy is growing too rapidly, prices tend to increase. Raising the interest rates slows down spending, which curbs inflation. When the economy slows down and unemployment increases, lowering interest rates increases borrowing, spending, and employment.
When the media reports that the Fed is about to raise or lower interest rates, that is technically incorrect. The Fed can directly raise or lower only one interest rate (interest rate, singular): the Federal Discount rate. This is the rate that the Federal Reserve charges commercial banks to borrow from them. In the overall scheme of things, this is hardly a blip on the interest rate radar screen. It amounts to less than 0.01 percent of the gigantic $70 trillion US bond market.
If you want to know who really controls interest rates, you have to look at the thousands of professional bond traders who spend every day managing the liquid assets of the nation’s largest corporations, pension funds, and commercial banks. Every day, when those people turn on their computer screens and pick up their phones, over $1 trillion worth of bonds are traded. This amounts to five times more than the stock markets’ daily trading volume.
Proponents of the omnipotence of the Fed will point out that when inflation peaked at over 10 percent during the pandemic, the Fed raised the discount rate by a miniscule 25 basis points (that’s one quarter of one percent.) Four months prior to the Fed’s token effort, the bond market drove the interest rate on the 10-year Treasury bond from roughly 2.5 percent to over 4.25 percent. That’s nearly a 100 percent increase.
As fall approaches, we have seen a dramatic decline in the consumer price index (CPI), from double digits to under 3 percent. The response of the financial talking heads has been to pound the table for the Fed to start cutting interest rates in order to prevent the economy from plummeting into a recession. Meanwhile, back at the bond market, the astute bond traders have pushed the yield on the 10-year Treasury bond down to below 4 percent and dropping…precisely what the Wall Street “mavens” think the Fed should be doing.
So, what does Mr. Market think about all this? (Remember, he is the only one whose opinion really matters.) In spite of all of the experts’ gloom and doom predictions, the market has increased by a mid-teen percentage (year to date). The takeaway for individual investors should be that the great American economic engine will continue to do its thing, with a little pause here and there. At the same time, the Chicken Littles of Wall Street will continue to predict that the sky will fall. The record has identified a reasonable strategy for most individual investors. It involves a little patience, a slightly deaf ear, and an S&P 500 index fund.
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Editor’s Note: George Morgan has five decades’ experience in all phases of the investment process. He is currently the Founder and Principal of Morgan Investor Education. His website is morganinvestoreducation.com.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult your financial advisor prior to investing.
By George Morgan
Seasons of Life
Avoiding Senior Fraud
Issues of Elder Abuse and Exploitation
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Too many of our elder citizens are victims of financial or physical abuse during the sunset years they should be enjoying. An estimated 38 billion dollars are lost annually to elder financial fraud. Equally concerning is that one in 10 people older than 62 who live at home experience elder abuse.
Scammers focus on the elderly, with fraud accounting for most elder financial abuse. Seniors are deceived or bullied into giving up valuable assets. Unfortunately, these incidents often go unreported. Though many scams involve strangers, most financial exploitation is committed by a family member or someone the victim knows.
We have all heard about the “your grandson is in trouble” scam. Elderly grandparents have been conned into providing a credit card number over the phone to help a grandchild who is supposedly in a jam. I also know an elderly woman who was frightened into providing her bank information to a caller who said she could avoid a lawsuit by paying a certain amount in cash, allegedly to take care of an old, past-due bill.
Physical mistreatment is a growing area of concern, as well. Seniors are living longer and often need assistance from family members or paid caregivers. Abuse is defined as harm due to “intentional or neglectful acts by a caregiver or trusted person.” Since the majority of seniors remain in their homes or the homes of family members, it is there that mistreatment most often
occurs. However, abuse also occurs in institutional settings.
Avoiding elder abuse or exploitation involves educating older loved ones to be alert to possible scams. It also means that family members or other caregivers must keep in close touch with the elderly so they can pick up on clues of possible fraud or abuse. Banks and financial institutions may be able to alert a trusted contact about unusual transactions. Appointing a financial power of attorney, with the help of a lawyer, is another possibility.
Financial frauds are too numerous to list, but common ones include tech support schemes, check fraud, reverse mortgage scams, sweepstakes rip-offs, funeral-related fraud, and investment scams. They might involve phone calls offering to rid your computer of a virus, suggesting an exciting investment opportunity, or saying you have won a lottery.
After a funeral, if an obituary was made public, a fraudster may call saying that the deceased owed them money. An imposter may call, saying they are from the IRS, Social Security, or Medicare, and demand payment or ask for personal information. They are able to make the caller ID look legitimate!
Seniors should be cautious about reverse mortgage offers and only talk to a reputable mortgage lender about such loans. Scammers may try to get you to say “Yes,” which they record and use to “prove” that you agreed to some scheme. If they say, “Is this Mary?” say, “This is Mary.” If they say, “Can you hear me all right?” say, “I can hear you.”
Care must even be used with checks. A check stolen from the mail can be changed so an unintended person can cash it, and the amount may be altered, as well. A banker warns that a check can be “washed,” after which blank copies are printed and used by someone with ill intent.
Besides financial fraud, physical and emotional abuse must be guarded against. Elderly people are often vulnerable, and abuse can cause serious physical and psychological harm. It might involve slapping or shoving, yelling or threats, sexual abuse, or misuse of an elder’s financial assets. Failure to provide food, water, clothing, or assistance with hygiene constitutes neglect. It may be intentional or not.
Be alert to warning signs like unexplained bruises, lack of hygiene, inadequate food or water, soiled clothing, weight loss, or changed behavior. Statistics say that six of 10 cases of elder abuse involve a family member. If a paid caregiver is needed, call a reputable agency; they rigorously vet their staff.
If another family member is involved in the abuse, the elderly person will probably need to be removed to a safe place until the situation can be resolved. Confronting the offender in the presence of the elder can lead to retribution. Elder abuse should be reported to the state office of Adult Protective Services.
Report possible scams to law enforcement to prevent elder fraud. If you believe a caregiver has misused funds, an attorney can provide guidance. You might consider enrolling in a service that detects fraud, identity theft, or scams. Our elders deserve to enjoy their golden years without fear of fraud or abuse.
Sources for this article included: consumer reports.org, apa.org, justice.gov, and aarp.org.
By Linda Barnes
Peak Performance
Joint Replacement
Common, Safe, Reliable
Did you know that total joint replacement is one of the safest and most reliable treatments in any area of medicine? About 790,000 total knee replacements and 544,000 hip replacements are done every year in the United States. This number continues to grow as our population ages. A hip or knee replacement can last for 20 or more years. In fact, for most patients, total joint replacement surgery is a lifelong solution for arthritis of the hip or knee.
A joint is where two or more bones come together, like the knee, hip, and shoulder. In joint replacement surgery (arthroplasty), an orthopedic surgeon removes a damaged joint and replaces it with a new, artificial part. If partial joint replacement will be sufficient, the surgeon will remove and replace only the damaged parts of the joint. A new joint, called a prosthesis, can be made of metal, plastic, or ceramic parts. It may be cemented into place or not cemented, so that your bone will grow into it.
Pain is the most common reason that people seek joint replacement; the procedure can relieve pain and help the patient move better and feel better. An injury may be the original cause for increased wear and tear on a joint; replacement is a common treatment for hip fracture. Rheumatoid and psoriatic arthritis, along with other inflammatory conditions, can also lead to joint replacement. A joint may also wear out due to the demands of an occupation or stress, or strain from a regular activity or sport, or just many years of regular wear and tear.
Hips and knees are replaced most often. Other joints that can be replaced include the shoulders, fingers, ankles, and elbows. A joint will never get so damaged that it can’t be replaced, and joints are being replaced in patients of all ages.
There are three types of hip replacement surgery: total hip replacement, partial hip replacement, and hip resurfacing. Total replacement is just how it sounds—the entire hip joint is removed and replaced with an implant. Usually, total hip replacement is the best course of action for patients suffering from osteoarthritis of the hip. A partial replacement affects only the ball of the hip joint; the original socket remains. This is a common surgery for an elderly person who fractures a hip during a fall. Finally, hip resurfacing is a form of surgery that takes less bone from the joint. It’s most effective in younger adults with stronger bones.
Knee replacement surgery replaces parts of injured or worn-out knee joints. Osteoarthritis—that is, normal wear and tear—is the most common reason for knee replacement surgery. Before surgery is indicated, patients have likely tried less invasive treatments like steroid injections but have not experienced relief. In such cases, surgery can help ease pain and make the knee work better.
Shoulder replacement is often indicated to treat osteoarthritis, fracture, or rotator cuff injury. The shoulder is a ball-and-socket joint, and the type of procedure depends on the type of damage. If only the ball is damaged, partial replacement may be sufficient. If total replacement is needed, it can be anatomic (the implant fits together like the natural joint) or reversed (the implants are reversed, with the ball attached to the shoulder blade and the socket attached to the upper arm).
In every case of joint replacement, the surgeon considers many factors when choosing the type of procedure and the materials that make up the implants. The patient’s activity level, overall health, age, and other medical conditions will be considered. The range of motion still available in the affected joint, along with its strength and stability, will be measured.
After joint replacement surgery, patients should expect to spend a few weeks recovering, with limited mobility in the joint. Physical therapy at home should begin as soon as possible, to prevent stiffness and encourage new motion. Pain is to be expected, and medication is prescribed. A physical therapist will help you start moving again with a low risk of re-injury. Depending on the joint replaced, the type of surgery, and your health and activity before surgery, full recovery may take months.
Joint replacement is usually a success for most people who have it. It’s important to follow doctor’s orders on what to eat, what medicines to take, and how to exercise after the procedure. Even without acute injury, years of use can render a joint in need of repair. If less invasive treatments haven’t helped with your pain or mobility issues, consider joint replacement! It can vastly improve your quality of life.
Sources for this article included: mayoclinic.org, my.clevelandclinic.org, and niams.nih.gov.
By Deborah Daley
Auto Wise
Transmission Health Check
Just the Facts, Please
I’ll be honest—I’m not that interested in transmissions. They’re not very exciting, but a vehicle won’t run without one, so I’d better know what I’m dealing with. At one time, all vehicles came with a standard three-speed transmission. As time passed and technology advanced, we went to four-speed and five-speed transmissions, but the driver still had to shift between gears manually. Lo and behold, in the 1940s, automatic transmissions were released, and the general public really took a liking to them. An automatic transmission is much easier for the driver because it does most of the work for you. Today, it is hard to find a standard vehicle with a manual transmission…and it can be hard to find someone who knows how to use one!
How do we avoid expensive repair or even (shudder) replacement on this vital piece of our vehicle? The most important thing to remember is to keep transmission fluid clean and topped. The type of transmission fluid needed depends on the make of your vehicle, but it’s always important that the fluid is clean and that the reservoir stays full in order to keep the transmission well lubricated.
Every make and model of vehicle has different requirements, but most transmissions need the fluid and filter to be changed every 30,000 to 60,000 miles. However, if you do a good deal of city driving, you should consider changing the fluid every 24,000 miles, instead. (The more it changes gears, the harder a transmission is working, so smooth highway driving doesn’t ask as much from your transmission.)
The two main transmission fluid services are a fluid change and a fluid flush. With a change, only some of the fluid is actually drained and replaced. With a flush, all of the transmission fluid is removed from the vehicle, the lines are flushed with a solution, and then the transmission is filled with all-new fluid. As you can probably guess, the flush is more effective and expensive than the change. Talk to your mechanic about which service your vehicle needs.
A transmission’s life span can vary widely, depending on the maintenance history of the vehicle and its typical operating conditions. With proper (proper!) maintenance, a transmission can last up to 300,000 miles or even more. That may well be for the life of a vehicle! But a long life is not guaranteed; without regular checkups and fluid changes, a transmission could have problems as early as 100,000 miles.
If you are like me and have not given much thought to how long your car’s transmission will last, you might not know that your vehicle will give you some clear signals when the transmission might be on the precipice of trouble. If your car accelerates slowly, that could indicate impending transmission trouble. If your car hesitates when you press on the gas pedal, that is also a sign. If you notice that your mileage is significantly lower than usual, consider it an indicator that something could be brewing. And of course, take note of grinding noises or shaking, whirring sounds when in neutral or when in gear, feeling like gears are slipping, or any strong odors from the car.
Engineering has improved over the years in many fields, and vehicle transmissions are no exception. In the past, it was typical for a manual transmission vehicle to get better gas mileage than an automatic transmission vehicle. This is no longer the case. Automatic transmissions are now much more precise with gear shifts, and they can offer a greater number of gears, on average, than manual transmissions.
I learned to drive with a manual transmission back in the Dark Ages, and I have always been glad that I learned that way. I remember driving my first automatic…I kept reaching for the clutch because that stick shift way of driving was planted in my brain. Several times over the years, knowing how to drive a vehicle with a manual transmission has served me well. I might even feel a little smug about the issue, since many Americans these days have never learned how to drive a manual transmission vehicle.
When I was younger and, I would like to think, less informed, I had the transmission go out in two different vehicles that I owned. At the time, it was very disheartening to face the cost of transmission replacement. In one instance, it was cheaper and more efficient to just sell the car! But now, as I have evolved, I see the error in not having my vehicle serviced regularly, whether it be to check the oil, check the transmission fluid, check the tire pressure…it is all important!
Sources for this article included: synchrony.com, autozone.com, and haynes.com.
By Linda Sutherland
The Good Life
Custom Jewelry
Treasured Gifts
Do you need a special gift for a special person? Consider a custom jewelry piece for a unique and meaningful gift. Custom work includes designing pieces from scratch, updating pieces in an outdated or broken collection, or repurposing gemstones to create a new piece. It may sound expensive, but it can be designed to fit many budgets. Bring your ideas to a custom jeweler to find out what’s possible!
According to the Jewelers of America, “glitz, glamour, and color” are current trends in custom jewelry. Asymmetrical and oversized pieces, hearts, colorful enamel, and playful symbols are popular. “Toi et Moi” rings (that is, “You and Me”) incorporate two stones in different shapes and colors to create a unique look. Always popular is the idea of creating a keepsake (or a series of keepsakes) out of an outdated family heirloom.
Depending on a piece’s complexity, the custom jewelry process can take up to several weeks. The steps include design, sourcing and preparing materials, creating the piece, quality assurance, and final touches.
In the design phase, clients meet with the jewelry designer to discuss ideas and sources of inspiration. The jeweler may provide sketches, followed by a 3-D computer image or a 3-D wax model so the design can be approved by the customer.
Next, the jeweler obtains and prepares the materials and creates the piece. After ensuring no imperfections and making any necessary adjustments, final touches like special coatings or engravings are completed.
Think about what you want made, such as a ring, earrings, necklace, or set. Do you like round, square, or oblong shapes? Do you prefer classic, retro, bold, or antique jewelry? Learn a little bit about various settings, gemstones, and metals to narrow down your options, which will help the jeweler create a piece that matches your vision. Remember that the customization level and desired materials impact the price. Set a budget and communicate it to your jeweler.
How do you select a jeweler? The jeweler should be professionally trained and certified. They should have an established, good reputation. Ask to see examples of the jeweler’s work. How are certifications and appraisals handled? Ask family and friends for referrals. Everyone loves to share where they got their favorite custom piece!
Also, ask if the jeweler can complete the piece by your deadline. Protect yourself with a contract that guarantees the price, spells out the design and materials, and contains the desired delivery date. Inquire about repair and warranty policies.
Historically, only diamonds, emeralds, rubies, and sapphires were considered precious stones, and all others fell into the semi-precious category. One of the characteristics that makes a stone “precious” is its hardness. This means its resistance to scratching. On the Mohs scale, which ranks the hardness of minerals (1-10), diamonds rank 10/10, sapphires and rubies 9/10, and emeralds 7.5-8/10.
Stones like amethyst, citrine, topaz, and peridot are less rare and are easy to scratch, which makes them “semi-precious.” Today, many gemologists consider these terms misleading because they imply that precious stones are worth more than semi-precious stones. In some cases, semi-precious stones may be worth considerably more than precious stones.
The 4Cs (color, clarity, cut, and carat) are often associated with grading the quality of diamonds. While there is no gemstone grading standard for colored stones, these same factors are used in determining their value. Although the 4Cs provide valuable information about the quality of a gem, they do not measure its beauty. That is in the eye of the beholder! Select a gemstone that appeals to you, is appropriate for its intended use, and fits your budget.
Gemstones are often the focal point of a piece of jewelry. However, the metal used is essential to the foundation and look of a piece of jewelry. The popularity of specific metals in jewelry fluctuates, but silver, gold, and platinum remain favorite options. These practical metals are malleable and are highly resistant to corrosion and oxidation.
Silver is the most budget-friendly option but may scratch and tarnish if worn for an extended period. Gold varies in its hardness and durability based on its purity. Gold alloys are created when gold is mixed with other metals, which possess more strength and durability. Gold that is higher in karats is softer and less durable. Platinum is rarer and more expensive than gold and is known for its durability, although it can scratch over time. The gemstone you choose may influence your metal selection to achieve your desired look.
A gift of custom jewelry gives that special someone a unique and beautiful piece to treasure. Custom jewelry pieces are also investments that can be passed along to be treasured and cherished as family heirlooms for generations to come.
Sources for this article included: timebusinessnews.com, gemsociety.org, and jewelers.org.
By Angella Arndt
Great Escapes
French River Cruise
#1 Destination for Wine Lovers
Wine lovers, rejoice! I have found the ultimate trip for you. It involves visits to picturesque historic villages, fine food and wine, a valley of vineyard after vineyard, fun and interesting tours, wine tasting, and more wine tasting. Did I mention wine? You can experience all of this as you float the Rhone River on a French river cruise. The next few months are the perfect time to go.
Lyon, Avignon, and Provence are typical starting or ending points of a Rhone River cruise. To be honest, I did not know much beforehand about the cities we visited on this cruise, only knowing the names of a few. Now, I know I prefer Lyon to Paris as a foodie destination. If you want to find your favorite Syrah, Burgundy, and Beaujolais wines, this is the trip for you.
For my artist friends, taking a painting class in Arles will help you channel your inner van Gogh and make for a very memorable experience—you can sit and paint some of the same scenes the famous painter did. Ancient Roman ruins and history can be found along the entire way, pleasing history and architecture buffs.
The summertime brings fields blanketed with lavender and sunflowers in the Provence region, but I really know you are there for the wine. You have nothing to worry about in that regard—these river cruises never run dry! My fellow cruisers agree that the experiences and stops along the Rhone are amazing. I advise you to book with a travel agent, as they can get you added bonuses like room upgrades, shipboard credit (you will use these for spa treatments and upgraded tours), and even a private guide if you are traveling with a group. Also, for sailing on the Rhone, I suggest you get a balcony room. The bridges are low, and you are not able to sit on the top deck as much as on other river cruises.
Now, let me tell you about some of the villages you might visit and what you can do on your upcoming French river cruise on the Rhone.
Lyon is France’s grand culinary capital. I recommend spending two or three more days here so you can take a foodie tour, a silk weavers’ tour, a cooking or pastry class, and a guided bike tour of the city. There is so much to explore, from old to new, from medieval to Renaissance. A whole day can be spent exploring the beautiful Parc de la Tete d’Or. Oh, and don’t worry about overindulging in the incredible food—I was clearly told that calories consumed in Lyon don’t count.
Tournon and Tain-l’Hermitage are twin villages connected by a bridge. The wine in this region is produced from the Syrah grapes that grow on steep slopes that require terracing. Take a scenic hike to one of these steep vineyards right above the Rhone, learn about the world-famous Hermitage wines and local viticulture, and get your daily fill of full-bodied reds.
With cobblestone streets so narrow you can touch houses on both sides while standing in the middle, Viviers is a window into the past. There are no major renovations or updating here so that they can keep everything historic, which makes for great photos. Get a tour of what a medieval house looks like inside while tasting more wine and local cheeses. Catch a game of pétanque (bocce ball) with the locals on your way back to the ship.
Avignon is known as the City of Popes because the Roman Catholic popes lived there instead of Rome during much of the 14th century. Here, you can tour the elaborate and historic Palace of the Popes, visit Old Town, and meander through the trails at Jardin des Doms. It was awesome to walk around Pont du Gard, the 2,000-year-old Roman aqueduct, and then kayak under part of it on the Gardon River.
The city of Arles contains the inspiration for about 200 of Vincent van Gogh’s paintings. You can actually go to specific locations in the city where he painted certain pieces and see how things looked from his viewpoint. Some of the views are still the same! The ancient Roman arena there still hosts concerts, plays, and bullfights.
These are just a few of the stops along the river cruise route on the Rhone. Tours include truffle hunting, olive tasting, wine and chocolate pairings, photography, and, of course, daily wine tasting! Being in Rhone Valley puts you in the center of some of the world’s finest wine producers. For those who love wine, history, and scenic beauty—you don’t even have to think twice about taking a Rhone cruise. Book it!
Sources for this article included: montecitovillagetravel.com, uniworld.com, and france.fr.
Editor’s Note: Jackie has been a freelance writer since 2006. Her work has appeared in publications including Colorado Golf, Desert Golf, and Canadian Architecture & Design. Her blogs can be found at BoardandRide.com and the luxury and adventure travel website, ArtofTripping.com.
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Editor’s Note: Jackie has been a freelance writer since 2006. Her work has appeared in publications including Colorado Golf, Desert Golf, and Canadian Architecture & Design. Her blogs can be found at BoardandRide.com and the luxury and adventure travel website, ArtofTripping.com.
By Jackie Williams
The Green Thumb
Joy in Plain Sight
The Positive and Uplifting Benefits of Gardening
When I started writing this column more than four years ago, I wrote about the benefits of gardening and working in the great outdoors. In the intervening time, nothing has changed my opinion about it—in fact, more experts than ever are touting the physical and mental benefits of gardening. The many functional benefits of gardening are well known, along with the permanent ways in which plants improve the quality of lives. Perhaps lesser known is how much plants can enhance our mental health and overall outlook.
During the pandemic, a great deal of people discovered how plant-related hobbies like gardening offered them an opportunity to enjoy nature and, in turn, gave them a more positive and healthy attitude toward life. The pandemic was partly responsible for the increased interest in gardening because people became more involved in at-home activities. Researchers note that gardening and plant care helped distract people’s minds and put them into a more relaxed and quiet state. And once people put all that time and effort into gardening, their outdoor spaces turned out to be tranquil and peaceful places to relax and unwind. I think we would all agree that we need more tranquility and positivity in our lives!
Think of all the community gardens that are appearing in neighborhoods. Think of all the schools that are creating green spaces for our children. When children are directly involved in gardening, their lives are enriched, and it connects them with the living world of horticulture. Teachers have indicated that children in schools with classroom gardens have been shown to have fewer instances of conflict and bullying and improved concentration and attention. If children are participating in classroom gardens outside, they get to be physically active and they learn to work together with a common goal. But one other thing they learn (which I love) is the patience and persistence that it takes to eventually see the fruits of their labor. Success in gardening does not come overnight!
Next, let’s talk a little bit about food security. No one has to tell us that food prices are extremely high, but for families who live in “food deserts,” access to fresh fruits and vegetables may be out of reach even when it’s in the budget. A home or community garden allows people to grow some of their own produce, bringing them a little more control over their food security while making a positive impact on their physical and mental well-being.
Now, let’s talk dirty…that is, about the positive aspects of working in the dirt. Did you know that dirt contains microbes with some rather impressive antidepressant qualities? When we garden, we stir up those microbes, and the chemicals they contain can actually boost our mood by stimulating the serotonin in our brains. Low levels of serotonin have been linked to depression, anxiety, and other mood disorders. Of course, there’s fresh air out in the garden, which is always good for health. And sunlight is a great source of Vitamin D.
The amount of exercise you do when gardening is one of my favorite parts! You perform squats and lunges while weeding. You lift weights when carrying bags of mulch and other supplies. Who needs a rowing machine when you spend your time digging, raking, and using other garden tools? You can burn as many calories as you would in a gym, plus you will be honing your balance, strength, and flexibility.
“Linda, I’m not as flexible as I used to be,” you may be thinking. Fear not! Many of us happy gardeners have the same problem, and there are a lot of tools and strategies out there to keep us working in the dirt. If you have a bad back that can’t withstand so much bending over, consider using a small stool instead of standing. You can also use raised garden beds so you don’t have to get all the way down on the ground to work. If knees are the problem, consider garden helpers like knee pads or seated wagons.
I’ve read that gardeners tend to experience a significant decrease in stress levels when compared with people who did not garden, and that rings true with my own experience. Stress can cause headaches, irritability, and even heart attacks, not to mention worsening pre-existing conditions in the body.
So, who wants to feel more relaxed and tranquil? Who wants to experience mental clarity and feelings of reward? From soil preparation to the joy and happiness of harvesting, there is nothing like gardening. No matter what space you have to work with, from an acreage to a patio with containers, you can enjoy the uplifting benefits of growing something from scratch.
By Linda Sutherland
Cuddly Critters
Dog Obedience Training
Let the Pros Show You the Way
Your dog can be your faithful companion and a source of joy for years, but that doesn’t happen automatically! You need to meet your responsibility in the relationship by training your dog. Well-trained dogs are confident, are mentally stimulated, and behave in ways that their owners (and the rest of us) appreciate. Everyone loves good manners! A well-trained dog is less likely to attack or be attacked by another dog and is less inclined toward dangerous behaviors like running into the street…no matter how much that squirrel beckons.
Let’s get this out of the way: Yes, you can teach an old dog new tricks. Dogs are always learning! This is also true for dogs of different breeds. Some breeds, like retrievers and German shepherds, are known for being easy to train; this is why they are often trained as service animals or police dogs. That doesn’t mean that dogs of other breeds can’t be trained! Training might look different for dogs of different ages and breeds, but every dog can and should learn to behave appropriately.
You may consider training your dog by yourself, and you may well have some success with that. However, dog training is just like any kind of training, which means you’ll have the fastest success if you let a professional lead the way. Professional dog trainers have worked with many, many animals. They will be able to assess your dog’s previous training, if any, and figure out where to start. They will demonstrate best practices, including positive reinforcement, and show you how to practice commands with your dog at home.
Dog training is available as classes or individual training. As you can imagine, classes are generally the less expensive option. Dog training classes can be found through various places: pet stores, veterinary practices, humane societies, boarding facilities, animal rescues, and more. The class format is great for basic obedience training or refresher courses.
For more specialized training, consider private instruction—just you, your dog, and the trainer. Many professionals have websites listing their techniques, references, and rates. This is great for dogs with specific behavioral issues or if you’re looking to train your dog as a therapy animal that can provide comfort to hospital patients, children in crisis, or others in need.
There is currently no national certification for professional dog trainers, but the Association of Professional Dog Trainers has excellent standards and has members nationwide. To find a trainer near you, visit their website at apdt.com and click Locate a Trainer to search by zip code. The local Humane Society and your dog’s veterinarian are also great resources to find high-quality dog training in your area. You can also ask friends and neighbors with well-behaved dogs where they learned their tricks!
No matter what kind of training you choose for your dog, experts recommend that training sessions should be kept short, especially for young dogs. While in a training program, be sure that you and your dog have as much bonding time outside of training as possible. Play time and walks on leash are healthy for both of you and are essential to building a positive relationship.
One thing to remember about dog training is that no amount of obedience training will result in a bark-less dog. The “no” command will likely be useful for controlling excessive barking, but the truth is that dogs are going to bark. A barking dog is not misbehaving…it is communicating. Make sure that your dog is getting enough daily exercise and attention, and it will be less likely to carry on for what seems to you like no reason.
One dog owner I know loves that her dog barks for deliveries. “I can get to my packages before the porch pirates do!” she points out. This behavior is automatic for many dogs—they’re just letting you know that someone is approaching. Of course, my friend’s dog is barking from inside at deliveries outside, not hassling the delivery person in the yard. As I said, everyone appreciates good manners!
A last note to keep in mind about dog training: Experts agree that positive reinforcement is not just the best way to train a dog…it’s really the only way. Bad behavior needs redirection, but training is achieved through the positive reinforcements of praise, petting, and treats. With the help of a training professional, you and your dog can learn how to communicate better and enjoy each other’s company for years to come. A well-trained dog is a blessing for everyone.
Sources for this article included: akc.com, nehumanesociety.org, and dailypaws.com.
By Jackie Byers
Positive Perspective
Escaping Quicksand
Stop Struggling and Let Go
One of my favorite sports movies of all time is The Replacements, which came out in 2000. I bet I have seen it over 20 times. I love the movie so much that I own the DVD. The other night, Manny suggested we watch it.
It’s a story about football—but so much more. It’s funny, it’s heartfelt, and it’s romantic. It stars Keanu Reeves…I’m all in. Keanu is authentically a great person. He plays the quarterback, Shane Falco, whose last pro game was a fiasco. It also stars Gene Hackman, the great coach that everyone wishes they had. No spoilers here…just watch the movie.
In one great scene, the coach is asking the team about what they are afraid of. After a few funny moments discussing spiders, Falco says, “Quicksand.”
“You’re playing and everything is going fine. Then one thing goes wrong. And then another. And another. You try to fight back, but the harder you fight the deeper you sink. Until you can’t move…you can’t breathe…because you’re in over your head. Like quicksand.” — Shane Falco in The Replacements
We have all experienced this feeling in our lives, perhaps on more than one occasion. Things are going well, and then something comes at us out of left field and we get sucker punched. We didn’t see it coming. Before we know it, we have taken a deep dive into anger, fear, and self-pity. The harder we try to get out, the deeper we go down. Like quicksand. So what to do? Stop struggling. Stop fighting. Just breathe.
“Breathe. Let go. And remind yourself that this very moment is the only one you know you have for sure.” — Oprah Winfrey
Breathing is my go-to whenever I realize that I have hit quicksand. What it does is force me to focus on something besides the anxiety that is washing over me. It slows down my heart rate and gets me out of my lizard brain, which is the part of the brain that is primitive and non-rational. Our lizard brain thinks the world is ending, while our more rational side can see that we’re in no real danger. When we breathe, surrender, and let go, we now can use our rational brains to step back, make a plan, and roll our way out of the quicksand.
“Surrender is a journey from outer turmoil to inner peace.” — Sri Chinmoy
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By Janet Van deWalle
